Rainbow Restoration of Deerwood. A person answers, 24/7.
Call (904) 862-7522 NowBBB Accredited, A+IICRC Certified FirmFlorida Mold Remediator MRSR4584
5.0 on Google from 44 reviews. Read them on Google
"Per my insurance adjuster the pricing is on spot. It was an easy process."
Chamkim83, Google review, 2026. Leak dried the same day.
"Very good about scheduling checkups on my schedule."
Derek J., Google review, 2026. Water damage in a bathroom and garage ceiling.
"I appreciate the honesty and care Rick puts into all of his restoration projects."
Shane W., Google review, 2026. Local flooring store owner who refers clients to us.
Financing
Water, fire and mold damage don't wait. You can check your rate with Regions Bank in a few minutes. Checking your rate is a soft credit pull and does not affect your credit score.
Rainbow Restoration does not process financing. Applications, approval, rates and terms are handled by Regions Bank.
Rates and terms shown can change. Contact Regions Bank at (888) 713-2342 for the latest rates at the time of application.
Step by step
Check your rate on the Regions Bank site. It is a soft credit pull and does not affect your credit score.
Compare same-as-cash and fixed-rate plans for your project.
Complete the full application with Regions Bank and sign your documents electronically.
All options are offered by Regions Bank, subject to credit approval. Final terms depend on approval.
Best for: Projects where insurance money or other funds are coming, just not yet.
Interest starts when funds are disbursed and is waived only if the loan is repaid in full within 270 days of the first disbursement.
Loan amount: $1,000 to $75,000
Best for: Owners who want a fixed payment and a shorter payoff.
Fixed rate and fixed monthly payment for 60 months.
Loan amount: $3,500 to $75,000
Payment: $21.69 a month per $1,000
Best for: Larger jobs where a lower monthly payment matters most.
Fixed rate and the lowest monthly payment of the three, over 84 months.
Loan amount: $3,500 to $75,000
Payment: $16.95 a month per $1,000
Not sure which plan fits? Call Regions Bank at (888) 713-2342 and mention Contractor ID 2276.
Why finance
Financing works with insurance money, out of pocket, or a mix of both. Talk to Regions Bank about how loan timing fits your claim.
Pay directly and keep the loss off your claims history.
You don't have to wait for an insurance check.
Many Florida policies cap mold coverage at $10,000. Financing can cover the rest, so you are not handed one large bill.
If an inspection finds mold, we can remediate before closing, and the loan can be repaid after it.
Call (904) 862-7522. A person answers, 24/7.
Call (904) 862-7522 NowNo. Checking your rate with Regions Bank is a soft credit pull, which does not affect your credit score. If you choose to move on to a full application, Regions may run a hard credit check. Rainbow Restoration of Deerwood never sees or handles your credit application.
Regions Bank handles everything about the loan: the application, approval, rates, terms and payments. Rainbow Restoration of Deerwood does not process financing and is not the lender. Call Regions at (888) 713-2342 to apply or ask about a loan. Call us at (904) 862-7522 about the restoration work.
With the 9-month same-as-cash loan, interest starts when funds are disbursed and is waived only if you repay the full amount within 270 days of the first disbursement. If not, you owe that interest. The 5-year and 7-year loans have a fixed rate and a fixed monthly payment from the start. See the full disclosures for details.
Yes. You can use financing with insurance money, out of pocket, or a mix of both, subject to Regions Bank credit approval. Some owners finance to start repairs before a check arrives or to cover costs above a coverage cap. Ask Regions how loan timing fits your situation before you apply.
Rates and terms on this page come from Regions Bank materials and can change at any time. Contact Regions Bank at (888) 713-2342 for the latest rates and terms at the time you apply. Your final rate, term and payment depend on Regions Bank credit approval.
Rates and terms shown can change. Contact Regions Bank at (888) 713-2342 for the latest rates at the time of application.
1 9-Month Same-As-Cash. Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of October 1, 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 270 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 270 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
2 9.99% APR, 5-Year Term. Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.69 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
3 9.99% APR, 7-Year Term. Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 84 monthly payments of $16.95 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Credit and loans provided by Regions Bank, Member FDIC. All loans subject to qualification, required documentation and credit approval. Regions is a registered trademark of Regions Bank. Rainbow Restoration is not the lender and does not process financing. Questions about your restoration work? Call us at (904) 862-7522.
The owner
Locally owned by Rick Makanji. If you are not happy with the work or the communication, you can go straight to the owner at any time.
Call the main line and ask for Rick.
Our service vans
